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The Honest Guide to Retail AI Investing: What the Math Actually Says About Your Odds
An Honest Starting Point
You do not need a hedge fund or a finance degree to ask ChatGPT or Claude for stock picks. That much is genuinely true. Retail AI investing has become accessible to anyone with a free account and a web browser. What matters far more is whether it actually helps you, and the honest answer requires real numbers, not marketing claims. This article walks through exactly how ordinary people are using these tools, and does the math on what you can realistically expect.